SARAIGHAT

Our Loan Schemes

    The financial problem of a member of SARAIGHAT TRADING CO-OPERATIVE SOCIETY LIMITED is the financial problem of STCSL, lending with its members or shareholders is the resolution of the problem. It is our objective to encourage and afford all facilities such as providing loan to its member for short term installments. A member can borrow money for 6 to 60 months from the organization, with a low rate of interest.
BNL provides different kind of loans like...

1. Personal Loan
2. Home Loan
3. Gold Loan
4. Education Loan
5. Mortgage etc.

To make it easy to return the money to the organization by the member, Our organization sorted the installments with some return scheme. The schemes are...

1. Daily Return Scheme. (DRS)
2. Weekly Return Scheme. (WRS)
3. Monthly Return Scheme. (MRS)

---

Daily Return Scheme (DRS) :

    In Daily Return Schemes (DRS) a member can return a small amount daily to the organization as installments for the specific term duration. Our team collects the amount daily from the member or the member can pay the amount by some other payment mode without no extra charge from the organization.

Weekly Return Scheme (WRS) :

    The Weekly Return Schemes (WRS) is almost same as the Daily Return Scheme (DRS). In this scheme the member's installments are collected once every week.

Monthly Return Scheme (MRS) :

    The Monthly Return Scheme (MRS) is a very simple and hastle free return scheme for a member and for the organization, As the member returns the amount only once in a month like normal loan installment that other organization does.

Be A Member Today and Let Your Dream Business Come True !